Terms of Use

This website (the "Site") is operated by Ascend Health Group LLC, doing business as Ascend Group Insurance Agency ("Ascend," "we," "us," or "our"), a licensed independent insurance agency. Ascend represents multiple insurance carriers and is not an insurance company. By using the Site, requesting a quote, or contacting us, you agree to these Terms of Use.

Nothing on this Site is an offer, binder, or guarantee of insurance coverage. Sample plans, premiums, and figures shown are illustrative only, for general education, and do not represent actual quotes. Actual coverage, eligibility, pricing, and availability are determined by the insurance carrier based on your application and underwriting, and vary by state, product, and individual or group circumstances. Content on this Site is for general informational purposes and is not medical, legal, or tax advice; consult the appropriate licensed professional for advice specific to your situation.

Submitting a form on this Site does not guarantee that you will be eligible for, offered, or able to enroll in any particular plan or at any particular price. Carriers make final underwriting and eligibility decisions. We work with a curated set of carriers and do not represent every company or plan available in every market.

Ascend is compensated by insurance carriers when you enroll in coverage through us. This compensation does not change your premium; the price you pay is the same whether you enroll through Ascend or directly with a carrier.

Program name: Ascend Health Group

By opting in to text messages on our quote form or contact form, you agree to receive text messages from Ascend Health Group related to:

• Quote follow-ups
• Plan pricing
• Appointment reminders
• Plan updates
• Enrollment and renewal notices

Message frequency varies based on your interactions with us. Message and data rates may apply, depending on your mobile carrier plan. Text HELP to 754-465-6352 or email admin@ascendhealthgroup.net for help. Text STOP to any message from us at any time to opt out; you will receive a one-time confirmation that you have been unsubscribed, and no further messages will be sent unless you opt in again. SMS consent is never a condition of purchasing any product or service.

Carriers are not liable for delayed or undelivered messages. Supported carriers include major U.S. wireless carriers; coverage and features may vary by carrier, device, and location.

You agree not to misuse the Site, including by submitting false or fraudulent information, attempting to interfere with the Site's normal operation, or using automated means to scrape or extract content without our permission.

The Site may link to third-party websites, including carrier sites and scheduling tools, that we do not control. We are not responsible for the content, accuracy, or practices of third-party sites, and linking to them does not imply endorsement.

The Site's content, design, and branding are owned by Ascend or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our permission, other than for your own personal, non-commercial use of the information provided.

The Site and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Ascend will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, reliance on illustrative plan examples, or delayed or undelivered text messages. Nothing in these Terms limits liability that cannot be limited under applicable law.

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute arising from these Terms or use of the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

Questions about these Terms can be directed to Ascend Health Group at 754-465-6352 or admin@ascendhealthgroup.net.